The following downloads are Excel files. Hold down the shift key and click to obtain the file. You can then use WinZip or any other zip program to extract the Excel file.
Recovery for calculating whether court action should be contemplated
Recovery Extra for calculating whether court action should be contemplated with some extra factors
Net Present Value for calculating the net present value of payments on a bad debt
Financial Analysis for helping to predict business risk. (The ratios and measures in this spreadsheet are discussed and explained in our "Financial Analysis for Credit Management".)